Model Form for Short Form Disclosures for Payroll Card Accounts

Model Form for Short Form Disclosures for Payroll Card Accounts

You do not have to accept this payroll card.
Ask your employer about other ways to receive your wages.

  • Monthly fee
    $0
  • Per purchase
    $0.50
  • ATM Withdrawal
    $2.00
  • Cash reload
    $2.00
ATM balance inquiry $1.00
Customer service (automated or live agent) $0 or $0 per call
Inactivity $2.95
We charge 3 other types of fees.
[See Payentry Card Cardholder Long Form Disclosure for free ways to access your funds and balance information.]

No overdraft/credit feature.
Your funds are eligible for FDIC insurance.

For general information about prepaid accounts, visit cfpb.gov/complaint..
Find details and conditions for all fees and services in the cardholder agreement.

SCHEDULE OF ALL FEES AND CHARGES FOR Payentry Prepaid Visa® Card

State : ALL

ALL FEES AMOUNT DETAILS
Get Started
Card Activation Fee $0 One time new card account fee
Add Money
Direct Deposit $0 Per transaction
Value Load $2.00 Per transaction. 3rd Party Load Networks charge additional fees. Please consult 3rd Party Load Network for a schedule of their fees and charges (Western Union, MoneyGram, and Visa Ready Link).
Card-to-Card Transfer $1.00 Per transaction
Spend Money
POS PIN Debit Purchase $0.50 Per declined domestic PIN based transaction
POS Signature Purchase $0 Per declined domestic Signature based transactio
Bank Teller Withdrawal 2% with $5.00 minimum 1 free withdrawal per pay period. 2% per transaction thereafter
POS PIN Purchase (Declined) $1.00 Per declined domestic PIN based transaction
POS SIG Purchase (Declined) $1.00 Per declined domestic Signature based transaction
Get Cash
ATM Withdrawal (US) $2.00 Per withdrawal, plus any third-party ATM operator fees, if any
ATM Withdrawal (Declined) $1.00 Per declined domestic ATM transaction
Information
Automated System Customer Service $0 Per call when accessing the automated customer service line
Live Agent Customer Service $0 Per call with a live customer service representative
ATM Balance Inquiry $1.00 Per inquiry, plus third-party ATM operator fees, if any
Using your card outside the U.S.
ATM Withdrawal (Int’l) $4.00 Per withdrawal, plus the foreign transaction surcharge and thirdparty ATM operator fees, if any
ATM Withdrawal (Declined (Int’l) $2.00 Per declined international ATM transaction
POS PIN Debit Purchase (Int’l) Up to 3% of transaction Per any international PIN based transaction
POS Signature Purchase (Int’l) Up to 3% of transaction Per any international Signature based transaction
POS PIN Purchase (Declined) (Int’l) $3.00 Per declined international PIN based transaction
POS SIG Purchase (Declined) (Int’l) $2.00 Per declined international Signature based transaction
Other
Inactivity Fee $2.95 Monthly, after each 90 day period in which you do not load or unload fund to your card or use your card to make a purchase or an ATM withdrawal or until new activity is conducted.
Account Closure/Balance Refund $0 See item #28 Amendment and Cancellation terms when applicable and not applicable.
Early Access $0 Per deposit
Bill Pay $2.00 Per payment made to a merchant using ACH debit
Electronic Withdrawal $1.00 Per withdrawal sent to a 3rd Party account
Replace Card $10.00 Per lost, stolen, or damaged card replacement requested
Expedite Card $20.00 Fee for expedited card delivery


Register your card for FDIC insurance eligibility and other protections. Your funds will be held at or transferred to Metropolitan Commercial Bank, an FDIC-insured institution. Once there, your funds are insured up to $250,000 by the FDIC in the event Metropolitan Commercial Bank fails, if specific deposit insurance requirements are met and your card is registered. See fdic.gov/deposit/deposits/prepaid.html for details.


No overdraft/credit feature.

Contact Prepaid Ventures, LTD. – Payentry Prepaid Visa Card by calling 801-742-5433, by mail at P.O. Box 307, New Hyde Park, NY 11040, or visit www.payentrycard.com.


For general information about prepaid accounts, visit cfpb.gov/prepaid.

If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 1-855-411-2372 or visit cfpb.gov/complaint.

© Copyright . All Rights Reserved. | Powered by Prepaid Ventures LTD.

Disclosure:
BY USING THIS CARD YOU AGREE TO THE TERMS AND CONDITIONS OF THE CARDHOLDER AGREEMENT AND FEE SCHEDULE, IF ANY. This Card is issued by Metropolitan Commercial Bank (Member FDIC) pursuant to a license from Visa U.S.A. Inc. "Metropolitan Commercial Bank" and "Metropolitan" are registered trademarks of Metropolitan Commercial Bank ©2014.


Notice of Patriot Act:
Important information for opening a card account: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires all financial institutions and their third parties to obtain, verify and record information that identifies each person who opens a card account. What this means for you: When you open a card account, we will ask for your name, address, date of birth, social security number, and other information that will allow us to identify you. We may also request a copy of your driver's license or other documentation bearing your photo as verification of your identity.


FOR CUSTOMER SERVICE CALL Prepaid Ventures, LTD - Payentry Card AT 1-800-326-9813